Benefit Summary

Health Insurance

Qsource provides health insurance for associates, their spouses, and eligible dependents through CIGNA. Qsource pays 88% of the premium, the employee pays 12%.

Life Insurance

Qsource provides life insurance for associates, their spouses and eligible dependents. Associate: two times annual base salary, maximum $100,000 insurance: spouse: $5,000; unmarried children (6 months to 24 years): $2,500. Premiums are paid by Qsource.

Long-term Disability

Qsource provides long-term disability insurance for associates. After 60 days, payments are made at the rate of 66-2/3% of monthly base salary, subject to a maximum payment of $10,000 per month. Premiums are paid by Qsource.

Retirement Program

Qsource offers a tax deferred annuity (403b) to associates through the Principal Financial Group. The annuity plan is administered by Gardner & White.

Voluntary contributions may be made by the associate during the first two years of service. After two years, Qsource automatically contributes 4% of associate’s base salary each year, and the associate can contribute up to an additional 6% of base salary which will be matched at 50% by Qsource.

Dental Insurance

Qsource offers dental insurance for associates, their spouses, and eligible dependents through Delta Dental. Associates are offered a choice of two plans—a managed care dental plan or an insured dental plan. Premiums are paid by the associate.

Spending Accounts

Qsource offers two types to associates: Health Care Account and Dependent Care Account. These accounts provide a way for associates to pay for certain health care and dependent care expenses with tax-free dollars.

Salary Conversion Plan

Tax regulations allow associate contributions for medical and/or dental insurance benefits to be paid before income taxes (Federal and State) and Social Security (FICA) taxes are deducted.

AFLAC Supplemental Insurance

Various types of supplemental insurance are available to Qsource associates. All premiums are paid by the associate but are included in the Salary Conversion Plan.

Holidays

Qsource observes 9 holidays that the office is closed; associates are eligible for a bank of 80 paid holiday hours per fiscal year.

The holidays are: New Year’s Day, Martin Luther King, Jr. Day, Memorial Day, Fourth of July, Labor Day, Thanksgiving Day, the day after Thanksgiving, Christmas Eve and Christmas Day.

Vacation

Qsource full-time associates are eligible for the following annual leave with pay:

Sick Leave

Leave is accrued at the rate of one day per month: 12 days per year.

Education Assistance

Qsource offers tuition reimbursement for undergraduate and graduate courses to qualified associates (dependent upon the merits of each individual request and subject to budgetary consideration).

Part Time Employee Benefits